{"id":13022,"date":"2021-07-05T12:01:37","date_gmt":"2021-07-05T04:01:37","guid":{"rendered":"https:\/\/www.hometeamns.sg\/frontline\/?page_id=13022"},"modified":"2024-02-21T11:26:05","modified_gmt":"2024-02-21T03:26:05","slug":"lifestyle-2","status":"publish","type":"page","link":"https:\/\/corpstaging.hometeamns.sg\/frontline\/lifestyle-2\/","title":{"rendered":"Lifestyle"},"content":{"rendered":"\t\t
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\n\t\t\t\n\t\t\t\tFit to thrive: Using exercise to combat burnout and boost productivity\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
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For SCDF Major (NS) Cheng Zihua, maintaining a regular fitness routine is the ultimate strategy to stave off burnout, improve productivity and strengthen both body and mind.<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\n\t\t\t\tHow to take holiday family fun to new levels\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
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The June holidays are here, so pack those books away, it\u2019s time for a month of fun and exploration for the whole family.<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\n\t\t\t\tFive ways to maximise fun at Aqua Adventure\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
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Aqua Adventure offers more ways to make a splash at HomeTeamNS Bedok Reservoir. TEXT: MORGAN AWYONG PHOTOS: HOMETEAMNS Other than the occasional cold spell, Singapore\u2019s sweltering tropical weather usually has us appreciating the fact that we\u2019re surrounded by water. For most of us, pools are the best way to cool off and a new indoor water park is always welcome news, especially for those rainy days. Aqua Adventure at Bedok Reservoir clubhouse adds another destination in the east, but even those living in the west will find good reasons to visit, for some of the premier features at this water adventure centre. Here is how you can experience all of the coolest aspects of the facility while having plenty of fun. FLY DOWN THE BLACKHOLE OR SLIDE DOWN DOUBLE TROUBLE WITH A BUDDY Water slides are a star attraction at any water park and Aqua Adventure didn\u2019t hold back when they designed their offerings. At 85-metres, the Blackhole Slide will plunge one quickly into its roaring depths, and feel much longer given how thrilling the 12 to 15-second journey will be. As intimidating as it may sound, one ride is all that\u2019s needed to make you come back for another round. But if good things are meant to be shared, then hook your buddy up with Double Trouble. Hop onto the dual-rider float and have twice the fun as you whirl down the slide. At 114-metres long, it is Singapore\u2019s longest indoor waterslide, so expect a gush of exhilarating adrenaline each time. FIND YOUR SUPERHERO STRENGTH BY SCURRYING ACROSS THE SCRAMBLE NET Aqua Adventure has both wet and dry play zones, and Scramble Net is one of the latter. Be like Spiderman as you clamber up a tunnel into a giant webbed enclosure, or summon your Black Widow-like stealth skills and tiptoe across a tyre bridge. Complete the round of seven obstacles, navigating past Bosun\u2019s Loops and trusting your balance at Passage of Fear, and you\u2019re assured of a victory your heroes will be proud of. The net obstacle arena is also great with friends as everyone gets to discover their strengths and weaknesses, and helping each other overcome their toughest challenge is frankly what being a superhero team is all about. CHALLENGE YOURSELF AND HELP YOUR BUDDIES ACROSS THE WET OBSTACLE COURSE Located above the laze pool, the Aquatic Challenge Rope Course offers seven engaging play scenarios, and players are encouraged to help each other conquer the obstacles. Whether it\u2019s balancing yourself as you walk across narrow beams or keeping stable as you make your way over hanging steps, having your friends cheer you on is always a memorable experience. Safety is always a priority so players will be clipped into a full-body harness, and selected elements are cushioned to protect incidental bumps. The only thing you\u2019ll have to worry about is conquering that illusion of height, and the periodic splashes from water buckets that fiendishly tries to throw you off as you make your way through the course. We never said it was easy! FLOAT AND CHILL AT THE LAZE POOL The Laze Pool offers an escape for anyone who wants to take things down a notch. Whether you just want to wade in and soak in the cool waters or opt for an idyllic paddle, the large pool has plenty of space to indulge in both. Best of all, it has a perfect vantage of almost all the play stations at Aqua Adventure. Pro tip: You can learn from others as they traverse the obstacle courses above. Look out for the special programmes arranged by the Aquatic Specialists \u2013 there are hourly games on floating pontoons open to everyone. Crank those competitive arms up for some jousting with foam noodles or tug-o-war, or even play a round of Captain\u2019s Ball with a twist on the shifting platform. If you arrange for team-bonding events here, rest assured all will go as planned in Singapore\u2019s first indoor water park venue, come rain or shine. BEAT YOUR BUDDY AT THE CLOCKWORK TOWERS Time for a climb up some quirky walls. It might surprise you but Aqua Adventure\u2019s generous compound includes a five-lane rock climbing wall, but just like everything else at the water park, they come with their own spin. The auto-belay systems mean you don\u2019t need to take turns clambering up the Clockwork Towers. Groups can have five participants simultaneously make their way to the top via the different routes, as they race against a timer or each other. Give the beginners the runged version on a \u201ccrumbling\u201d wall, or attempt the traditional handholds up another two colourful paths. But to really understand the name, challenge yourself with the two thematic lanes featuring clock faces and clock gears. It\u2019ll give even the most seasoned climbers a thrill with its unconventional grips, and even includes surprise interactive elements that will require smart manoeuvres. If you work up a sweat, it\u2019s good to know that the pool\u2019s just nearby for a refreshing way to cool off. Jump right into some splashing fun at Aqua Adventure\u00a0at HomeTeamNS Bedok Reservoir, open for bookings from 2 June 2023. Like our stories? Subscribe to our Frontline Digital newsletters now! Simply download the HomeTeamNS Mobile App and update your communication preference to \u2018Receive Digital Frontline Magazine\u2019, through the App Settings.<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t

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\n\t\t\t\n\t\t\t\tHow to celebrate Mother\u2019s Day at HomeTeamNS\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
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Show your appreciation for the mums in your life with these delightful deals on gifts, wellness treatments and family-friendly feasts.<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t

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\n\t\t\t\n\t\t\t\tWhat keeping a food and activity diary taught me about my overall wellness\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
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Our writer learns that the first step to adopting a healthier lifestyle can be as simple as recording what you eat and do every day.<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t

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\n\t\t\t\n\t\t\t\tMake rising interest rates work for you\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t
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Interest rates are rising: Here’s what you need to know to help you make your savings work harder for you. TEXT: MELODY TAN Bank interest rates have been rising steadily during the last year, causing some home loan holders a corresponding increase in anxiety. But there\u2019s a silver lining amid this uncertainty: This is also a good time to make your savings work harder and earn higher interest. Choosing the right type of interest-earning bank product, however, might be a challenge. After all, you don\u2019t want to lock in your savings for years if you\u2019re planning to further your studies, or buy a flat. Neither do you want to miss out on getting the maximum amount of interest possible. Here\u2019s a handy guide on what you should look out for, when it comes to your own interest (rates, that is). LEARN WHAT PRODUCTS WORK FOR YOU Photo by Ishant Mishra on Unsplash Interest rates don\u2019t just apply to savings accounts or mortgage loans. There are also fixed deposits, interest rate-linked structured deposits, Singapore Savings Bonds (SSBs) and offset mortgage accounts, to name a few. To decide which bank product works best for your needs, it\u2019s best to first consider your immediate, mid-term and long-term financial goals. Financial experts recommend that before doing anything else, you set aside an emergency fund consisting of six months\u2019 worth of your usual expenditure. Besides recurring bills, you\u2019ll want to factor in food, transport and insurance premiums. If you anticipate collecting the keys to your new flat within the next two years, you might prefer a high-yield savings account or a 12-month fixed deposit over buying an SSB, as you\u2019ll need to hold onto the latter for the full 10 years to enjoy the maximum interest rate. If you worry about unexpected expenses \u2013 such as medical bills \u2013 and need to maintain liquidity, an interest rate-linked structured deposit isn\u2019t the best choice, as you may suffer major losses when you withdraw your money early. There might also be hefty transaction fees incurred. READ THE FINE PRINT Before investing your savings, always read the fine print carefully. Besides minimum time commitments, bank products may have other requirements you need to meet to receive the higher interest rate. It\u2019s common for high-yield savings accounts to require a minimum monthly spend on a linked credit card, or for you to credit your salary, pay bills through GIRO or purchase an insurance product from the bank. You might also be required to maintain a certain minimum amount in the account at all times or end up incurring fall-below fees. Last but not least, it\u2019s a good idea to assess the risk level of the product. For the risk averse, fixed deposits are a safe choice as up to $75,000 of your cash is insured by the Singapore Deposit Insurance Corporation \u2013 so your savings are protected. MAXIMISE YOUR SAVINGS Be sure to look out for specific criteria that you can utilise to get the best interest rate possible. For example, if you know you\u2019re going to be making large purchases soon \u2013 like flight tickets, hotel bookings or new furniture \u2013 check to see if this expenditure can help you to earn more interest. Some, like the DBS Multiplier Account, offer higher interest rates with higher transaction amounts. Similarly, the Standard Chartered JumpStart account is for those aged between 18 and 26, offering up to 0.50 per cent per annum interest and 1 per cent cashback on eligible purchases made with the Cashback Debit Card linked to your account (It certainly pays to be young). If the interest gets credited into your account on the 15th of every month, for example, it\u2019s in your best interest (pun intended) to schedule large purchases or significant cash transfers for after the 15th, so that you can earn a larger amount of interest. Another option is to let your money work for you on digital platforms like Endowus. It is Singapore\u2019s first digital investment advisor for CPF, SRS and cash savings. HomeTeamNS members enjoy 20-per-cent off Endowus fees for three years with a minimum investment of S$1,000. TO LEARN MORE, READ UP If you want to compare fixed deposit or bank account interest rates, there are plenty of online resources that have done the work for you. Some, like Singsaver, even provide helpful comparisons \u2013 such as between fixed deposits and savings accounts \u2013 to help you decide which product suits your needs best. Others like MoneySmart partner with banks and financial institutions for a seamless experience, allowing you to apply directly. Seedly encourages users to share opinions and insights, for a more community-oriented take on personal finance. If you\u2019re new to personal finance literacy, check out MoneySense, Singapore\u2019s national financial education programme. It offers handy articles and starter packs on basic topics such as understanding how savings accounts work, to more complex resources on different types of funds and investments. With higher interest rates available, it\u2019s time to take an interest in your finances. Like our stories? Subscribe to our Frontline Digital newsletters now! Simply download the HomeTeamNS Mobile App, and update your communication preference to \u2018Receive Digital Frontline Magazine\u2019, through the App Settings.<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t

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